Which workers are typically considered employees for workers' compensation purposes, and which types may be excluded without endorsement?

Which workers are typically considered employees for workers' compensation purposes, and which types may be excluded without endorsement?

• A. Regular employees; leased workers, temporary workers, and volunteers may be excluded unless endorsed.
• B. Independent contractors only; all others excluded.
• C. Anyone who works on premises.
• D. Only full-time staff.

Answer: (A)